{"id":827,"date":"2014-04-15T01:21:39","date_gmt":"2014-04-15T01:21:39","guid":{"rendered":"http:\/\/blog.moreloans4u.com\/?p=827"},"modified":"2017-10-23T16:43:55","modified_gmt":"2017-10-23T22:43:55","slug":"more-consumers-are-applying-for-mortgage-loans","status":"publish","type":"post","link":"https:\/\/www.moreloans4u.com\/blog\/more-consumers-are-applying-for-mortgage-loans\/","title":{"rendered":"More Consumers are Applying for Mortgage Loans &#8211;Fear of higher rates"},"content":{"rendered":"<p dir=\"ltr\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-833\" src=\"https:\/\/www.moreloans4u.com\/blog\/wp-content\/uploads\/2014\/04\/INCREASE-300x231.png\" alt=\"Home Mortgage applications are up!\" width=\"240\" height=\"185\" \/>Mortgage rates are expected to climb, and more homebuyers are aware of this impending increase and are acting quickly. \u00a0\u00a0An article written states that <a href=\"http:\/\/www.csmonitor.com\/Business\/Latest-News-Wires\/2014\/0414\/Mortgage-rates-Possibility-of-hikes-stokes-housing-demand\" target=\"_blank\">open house visitors has dramatically increased last year<\/a>. In Indianapolis alone, \u00a0a real estate agent was dumbfounded when he had over 45 people come over for an open house, when he usually gets 10 on average.<\/p>\n<p dir=\"ltr\">According to a recent statistics, U.S consumer confidence hits its highest levels in more than six years, \u00a0last month. More and more consumers are thinking of purchasing a home rather than renting.<\/p>\n<p dir=\"ltr\">In fact data from the Mortgage Bankers Association shows that the number of home-purchase mortgage applications has climbed more than 13 percent. And this 13 percent increase is only within the past five weeks &#8212; highest point in two months.<\/p>\n<blockquote>\n<p dir=\"ltr\">The increase of mortgage applications does indicate the overall direction of the housing sector for this year. Consumers are definitely capitalizing on the current \u00a0low mortgage rate. A mortgage rate of 4.56 percent, or less is definitely a much attractive deal than a 7 percent of more.<\/p>\n<\/blockquote>\n<p dir=\"ltr\">\u00a0\u201cGet it while it\u2019s cheap\u201d \u00a0is the mentality.<\/p>\n<p>The potential mortgage rate increase is affecting the housing market. \u00a0Consumers are indeed trying to capitalize on the low mortgage rate. As they should.<\/p>\n<p>Time will tell how the housing market will perform, but for now, it is getting a much deserving boost.<\/p>\n<p>What else do you think could have shaped consumer&#8217;s behavior in homeownership in the past months?<\/p>\n<p>&nbsp;<\/p>\n<p>To learn more about how you can <a href=\"https:\/\/www.moreloans4u.com\/mortgage-marketing-solution.php?ref=ftr\" target=\"_blank\">co-market listings with agents and FSBOs<\/a>, click on the link.<a href=\"https:\/\/www.moreloans4u.com\/mortgage-marketing-solution.php?ref=ftr\"><br \/>\n<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are expected to climb, and more homebuyers are aware of this impending increase and are acting quickly. \u00a0\u00a0An article written states that open house<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":5,"featured_media":833,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-827","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-industry-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>More Consumers are Applying for Mortgage Loans --Fear of higher rates | MoreLoans4U<\/title>\n<meta name=\"description\" content=\"Mortgage rates are expected to climb, and more homebuyers are aware of this impending increase and are acting quickly. \u00a0\u00a0An article written states that\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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